FORTIFIED certificate renewal
FORTIFIED Certificate Renewal
Your FORTIFIED Roof designation is valid for five years. If your home is approaching that mark, a quick re-evaluation renews it for another five and keeps the wind-insurance credit you earned. I’m Cory with Coastal Evaluators, an IBHS-credentialed FORTIFIED Evaluator serving, the Eastern Shore and the Alabama Gulf Coast.
Why FORTIFIED certificates expire
A FORTIFIED Roof designation from the Insurance Institute for Business & Home Safety (IBHS) is good for five years from the date it was issued. Many homes built or re-roofed after Hurricane Sally are reaching that five-year mark now. When the designation lapses, most insurers stop honoring the wind-and-hail premium credit that comes with it. Therefore, renewing on time protects real money.
What renewing protects
- Your insurance discount. Alabama requires insurers to offer premium credits for FORTIFIED homes. And keeping your designation active is what keeps that credit in place.
- Proof your roof still qualifies. A re-evaluation confirms your roof still meets the FORTIFIED standard after five Gulf Coast summers.
- Early warning. In addition, if something minor needs attention, you find out now, before it becomes a bigger repair.
How recertification works
- Tell me about your home. Fill out the short survey below, or book a time directly.
- I review your file. I review the pictures and documentation from the previous certification.
- I evaluate the home. Typically less than 30 minutes on site allows me to check against the current FORTIFIED Roof, Silver or Gold standard.
- You’re renewed. If it complies, then IBHS issues a new five-year designation to hand to your insurer.
Request your recertification
Answer a few quick questions about your home and I’ll reach out to schedule your evaluation and confirm timing. Not sure of your certificate number? Leave it blank — I can look it up.
Frequently asked questions
How do I know if my home is FORTIFIED?
Most homes built new or re-roofed to the standard in recent years carry a FORTIFIED Roof designation or higher. You can check your closing or roofing documents for a FORTIFIED certificate, or send me your address and I’ll look it up.
What does recertification cost, and how long does it take?
The on-site portion of the evaluation typically takes less than 30 minutes. Reach out for a current recert quote and for most homeowners it’s a fraction of what the wind-insurance credit is worth over another five years.
What if my roof needs a small repair?
I’ll tell you exactly what’s needed and why. On a well-built roof it’s usually minor — once it’s addressed, the designation renews.
Does the insurance discount really matter?
On the Gulf Coast, the wind portion of your premium is the largest part — and that’s exactly what a FORTIFIED designation discounts. Keeping it active is what keeps that savings in place year after year.
Coastal Evaluators, LLC — IBHS-credentialed FORTIFIED Roof and Home evaluations. Based in Balwin County. Servicing Alabama, Mississippi, Alabama, the Florida panhandle. Most of our clients are in and around Foley, Fairhope, Daphne, Spanish Fort, Gulf Shores, and the greater Baldwin & Mobile County area. Call or text 251.256.8287.